Fish and Chip Shop

The business: A very well know fish and chip shop brand that has over 40 locations in the UK. Systems Finance has assisted them with refurbs of their flagship stores in key UK holiday destinations in preparation for the Summer which is traditionally their busiest time of the year.

The finance solution: As opposed to the first example these are done in the traditional way of paying the suppliers throughout the projects. Systems Finance takes full control of the process in terms of making sure supplier payments are made during the project utilising various financial solutions which allow clients to draw down on a lease agreement throughout the project build. The finance agreement also included the catering equipment that goes into these locations as well as the payment management systems used to order (the electronic boards and ipads).

The benefits: This traditional finance solution allowed the business the spread the cost of equipment and the fit out over 1-5 years. The location will drive new revenue and the equipment can be paid for whilst it generates income rather than having to pay upfront. This is perfect for budgeting and keeping cash flow healthy. There is no need to compromise on the quality of equipment with it only making minor differences in the monthly cost. Establish a new location and obtain the latest equipment without having to invest large sums upfront.