At Systems Finance we offer more than just Asset Finance. A large part of our business is providing a commercial finance loan and cash flow-based lending to our clients.
The commercial finance loan market can seem quite complicated, especially as more lenders enter the ‘alternative lending’ market. This now makes up a large part of the modern lending market.
The positive side of this is as businesses have become more and more frustrated with the lack of service and personability from their High Street bank – the alternative finance market is providing a welcoming, personal approach to business finance. Really taking the time to understand your business and your requirements with the aim being to provide funding that genuinely works for you.
Working capital loans provide a simple, low-cost way to borrow for your business. Usually working capital loans cover elements of the business that come under everyday expenditure. For example this can inlcude rent, staff costs and overheads. However, we often find companies looking to grow or expand utilise this product.
Traditionally the term is between 6 months and 5 years and is very straight forward to facilitate. This type of facility is usually unsecured or requires directors/personal guarantees depending on your business credit scoring.
These facilities are traditionally from 3 – 12 months and usually range from £5,000.00 – £100,000.00. The attraction of these facilities is their flexibility. As with working capital loans they can be settled without penalty (meaning you only pay interest up until settlement) and are designed to be implemented extremely quickly. Systems Finance prides itself on being able to have funds deposited within 24-48 hours (credit dependant).
Secured lending puts a form of charge on property owns by the client or company. We work with several lenders in this sector and have the ability to achieve exceptional rates, whether it be through our high street lender relationships or challenger banks and high net worth individuals.
This type of facility is traditionally used for several reasons
With our access to over 40 UK funders, we can provide industry leading rates from just 2.5%.
We spend time understanding your business and what you are looking to achieve. This results in the creation of detailed proposals that ensure you receive the funding you want.
We can provide tailored finance solutions specific to your asset, industry and business. Whether you are a new start business, or well-established global firm, we can find a solution for you.
Systems Finance provides same day quotations with the ability to get you funding within just 24/48 working hours. Setup your commercial finance loan today!
It comes with the territory that as a commercial finance company, our clients are often looking at purchasing commercial property as a sound investment. We can arrange a highly competitive facility as and when required.
We understand Commercial bridging facilities need to be dealt with at speed and with precision. If there is anything you require please do not hesitate to get in touch as soon as possible.
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